Vision Care Benefit
Generally, expenses claimed under the Vision Care Benefit are subject to a two-year eligibility cycle that begins every odd year, meaning that the stated maximum eligible expense is for two calendar years instead of one. A new cycle began in 2013, and the next will begin in 2015.
The Vision Care Benefit provides 80% reimbursement for the reasonable and customary charges of the following expenses based on this two-year cycle:
Eye examinations by an optometrist, limited to one examination every two calendar years, commencing every odd year.
|Glasses and contacts||
Eyeglasses and contact lenses that are necessary for the correction of vision and are prescribed by an ophthalmologist or optometrist, and repairs to them, limited to a maximum eligible expense of $275 every two calendar years, commencing every odd year.
For the following expenses, the two-year cycle does not apply:
Artificial eyes and replacements thereof, but not within:
unless medically proven that growth or shrinkage of surrounding tissue requires replacement of the existing prosthesis.
|Intraocular lenses, glasses, and contacts needed after surgery/accident||
The initial purchase of intraocular lenses, eyeglasses or contact lenses necessary for the correction of vision and required as a direct result of surgery or an accident where the purchase is made within six months of such accident or surgery.
This benefit is not subject to any limits other than reasonable and customary.
The six-month time limit may be extended if, as determined by the Administrator, the purchase could not have been made within the time frame specified.
|Laser eye surgery to correct vision||
Lifetime maximum of $1,000 (reimbursed at 80%) per plan participant.
Surgery must be performed on or after October 1, 2014, to be eligible.
Surgery must be performed by an ophthalmologist. A physician’s prescription is not required.
No benefit is payable for:
- Expenses identified in the General Exclusions and Limitations of the Plan